The headlines are focused on hospitals and critical care facilities because the impact is immediate and... well, critical. The reality is that ransomware often has a bit of random bad luck associated with it, depending on an unfortunate person clicking on a link to trigger the infection.
I don't think it's inevitable that everyone will someday be infected. It's like a reverse lottery you don't want to win. There are steps and investments that lower your odds. In this case, being proactive is better. It's like giving healthy lifestyle advice to patients. Don't smoke, drink in moderation, have a healthy diet, exercise, and a strong social network. Odds are they will live a longer, healthier, happier life.